The Dog Ate My Homework

How am I supposed to knit under these conditions??

Homework

Do you think she's not getting enough fiber in her diet?  I guess I should be thankful those are not originals.  I usually make working copies so I can mark them up and offer them to the dog for an afternoon snack.

I usually don't get too political on this blog and I'm not going to start soon, but I am so frustrated by this economic bail out mess that I could spit nails!  I grudgingly see the need for it (I think), but I'm seriously annoyed by the irresponsibility that led up to it.  Whatever happened to personal responsibility?  Our grandparents who scrimped and saved during the Great Depression are probably spinning in their graves.  Whatever happened to living within our means?  We have become a nation of greedy consumers who believe that we deserve to have everything we want, even if it means paying for it with money we don't have!  I was appalled to hear of the number of companies (including, apparently, the state of California) that rely on credit to make payroll.  One of my favorite websites is Debt Proof Living.  Mary Hunt recommends a 10-10-80 style of living.  You give away 10% of your income to whatever charity fuels your passion.  This makes you thankful for what you have, especially when you focus on those who have less.  You save 10% of your income.  This prepares you for emergencies that WILL come!  Then you live on 80%.  This curbs your greed because you realize that you have a finite amount of money coming in every month and there are just some things you can't afford.  You make do with what you have. 

Ok, off the soap box, but a perfect segue into my stash enhancement.  I decided to join the Sock Knitters Anonymous Sockdown Challenge.  My goal is going to be making at least one pair of socks every month.  My September pair were the Monkeys, my October pair will be the Orange Mystery Socks.  I managed to cast them on just under the wire, on the last day of September:

Mystery

As much as I would like to be making all of these socks with premium yarn, it's just not in my budget, so I ordered some stash from Knit Picks:

Stash

For under $50 I have enough for 6 pairs of socks.  Other than the orange, I decided to stick with muted colors to match my work clothes.  I like the tweed and kettle dyed colors of the Essential yarn.  And the price is certainly right.  And yes, the yarn is in danger – Maggie likes to steal yarn as well as patterns.

We did go out and spend some money this week.  A new storm door for the front door for winter, a new doggie door (the old one had lost one of the baffles and cold air was pouring in) and thrill of thrills – new wooden blinds for our front window!!!  Speaking of making do, we've had the same drapes for 23 years, so I think we've paid our dues on those. 

Drapes

I've come to despise them, but we just never had the money and the decisiveness at the same time.  Finally the planets aligned and we were able to agree.  They should arrive in a week and I'll post a picture.  And we have the cash for all of the above, so no debt!

9 thoughts on “The Dog Ate My Homework

  1. Good for you!

    I have the same ambivalence, but I think the CEO’s should have been made to pay it by giving back their outrageous bonuses and salaries based on profits that weren’t there!

    When did Americans decide that mediocrity was ok? 😦

  2. Preaching to the choir here *lol* My parents were always living up to their debt load and my father still does this. Drives me NUTS!! I’ve taken more after my grandfather since I “saw the light” in my early 30’s and have worked pretty darn hard to stay debt free. Except for the small mortgage I had on my old house (none on this one, yay!) we were debt free for the past nine years and now we’re doing pretty well to keep it that way. I really wish living within your means would become trendy and everyone would live that way but I suspect that would crash the economy very, very fast. No real clear nationwide answer is available but I guess if I take care of my family and start there it’s something.

    I see Maggie is still in her puppyhood *g* I remember those days only too well.

  3. I’m with you on the financial thing. I wish there had been something to make them accountable for this NOT happening again! We are working hard to get out of debt from our own foolishness but neither of us were really taught. Now we are paying for it!

    Hurray for you on the new blinds. I can’t wait to see what all your new socks will look like. I have been knitting a bit too… just not blogging about it! lol

  4. Couldn’t agree with you more. I don’t pay interest on anything but the mortgage and the low interest car payment. We just put new windows in at the condo after 17 years and hopefully it will make a difference in the power bill. The next thing will be a fridge. When we can afford it πŸ˜‰

    Gracee has eaten patterns and money.

  5. I completely agree with your soapbox.

    When we got “pre-approved” for the mortgage on this house (all paid off now) 17 years ago, I couldn’t believe the amount the bank thought it was OK for us to spend. Since we needed to be able to afford food and utilities, we happily settled for a house that cost much less.

    I feel sorry for the people who believed the lenders and now have trouble meeting their mortgage payments.

  6. I agree about the bailout. We had some financial reverses some years ago, and to afford health insurance I had to go into credit card debt (when you’re forced to get health insurance on the private market, it is an astounding expense). It took nine years to pay it off, and I’ve been debt free since. That is a great feeling. I don’t even want a car loan any more–and I expect the new car to be paid for in cash.

    I was looking at that KnitPicks yarn, and I thought the orange looked nice. But I think I need to knit up some stash yarn (after a possible small indulgence of sock yarn at Rhinebeck).

  7. Count me on your side also! We have always lived within our means, and totally debt free. Years ago, I shuddered at what the bank said we could afford for a house. My dad, at the time, called it being “house poor” – having no money left over for fun. We have avoided all those pitfalls – gratefully so. We have done all the “right” things to prepare for our retirement. Wonder how this will all end up….what will be left! Sort of sad….

    But – on a lighter note, I too have a yarn stash that I could knit out of for several years, if need be. It actually can be a relatively inexpensive hobby…. πŸ™‚

    Keep a smile on, and hope for the best…..
    k

  8. Amen, amen, Amen! Good grief, when JR and I were “preapproved” last year, we just about fell over when they told us how much mortgage we could get! Never in my wildest imagination would we have a mortgage whose monthly payments would equal my monthly salary!~ What in the world were they thinking…we simply borrowed what we needed, and more importantly, what we could afford. Three houses in our neighborhood are for sale…the bank owns two of them.

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